Categories
Digital Strategy eCommerce FinTech Open Data Product Management Technology

How PSD2 is set to shake banking up as we know it …

Fig. 1 – A prophetic vision by Bill Gates!? – Taken from: https://www.slideshare.net/patrickpijl/how-square-is-disrupting-banks/6-Bill_GatesBANKING_ISNECESSARYBANKS_ARENOT “Banking is necessary.  Banks are not.”  Yep. Bill Gates said it. Back in 1994. And 28 years later, it’s it’s set to become reality. From the 1st January 2018, banking will no longer be the exclusive domain of banking institutions because PSD2 is going to drastically alter […]

Categories
Data FinTech Open Data Technology

Seamless payments – Learning more about Dwolla and their API platform

I recently heard Shamir Karkal, Head of Open APIs at BBVA, talking about open platforms and I was intrigued. In the podcast episode Shamir talked about the power of APIs, but at the same time stressed the importance of having a strong platform that these API end points can hook into. Shamir talked about building a product […]

Categories
Data FinTech Open Data

Elliptic – Investigating Bitcoin transactions

The other day I wrote about blockchains, looking into this new technology. I then came across a company called Elliptic that specialises in “identifying illicit activity on the Bitcoin blockchain.” It made me realise how blockchains can be used for all kinds of illegal activity. Also, I can now see a clear link between digital identity […]

Categories
Data Measuring Mobile Online Trends Open Data Technology

Ben Essen and The Quantified Self

The other day I heard a few people use the term “quantified self”. Through Wikipedia I learned that the quantified self stands for “a movement to incorporate technology into data acquisition on aspects of a person’s daily life in terms of inputs, states, and performance.” In other words, this is all about quantifying peoples’ lives and behaviours, […]

Categories
Online Trends Open Data

Open data: it’s beautiful!

One of the things I love about the web is the ease and the speed with which it creates transparency and the way it forces institutions to open up and share. A great example is WikiLeaks where the recent release of secret cables from US diplomats caused a massive media and diplomatic storm. It draws […]