Category: Technology
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Midpoint: peer-to-peer foreign exchange
I’m increasingly getting the sense that everything is possible in FinTech, at least from a peer-to-peer (‘P2P’) perspective. For example, marketplace lenders like Funding Circle and Zopa are all based on a P2P model whereby borrowers and lenders can transact directly. I recently learned more about P2P foreign exchange services by listening to an episode…
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“ValueWeb” (Book Review)
Chris Skinner – author of the bestselling book Digital Bank – recently published ValueWeb: How FinTech firms are using mobile and blockchain technologies to create the Internet of Value. The ‘”ValueWeb” covers the rise and importance of blockchain technology, describing it as a key technology for authentication and transactions. Skinner positions blockchain technology as a means to an…
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Azimo (Product Review)
Money remittance is big. Think Transferwise, WeSwap and World Remit; services that simplify the way in which to transfer money, offering attractive rates and a great user experience. Another good example is Azimo which I used to transfer some money to my motherland, The Netherlands: Fig. 1 – Screenshot of Azimo’s welcome screen on iOS Fig. 2…
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Blockchain – what’s all the fuss about?!
I love how blockchain has quickly become something that applies to lots of different things; from blockchain applications for Airbnb to loyalty rewards to solar panels. Blockchain is quickly becoming one of those buzzwords, so it was good to get some clarification in a recent episode of the “Breaking Banks” podcast. Blockchain started as a peer-to-peer electronic…
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CommonBond, learning about marketplace lending
I recently came across CommonBond, an online student loan platform in the US, co-founded by David Klein. In a recent podcast, Klein explained how the idea for CommonBond came up when he himself had to get a loan to finance his Master’s Degree at Wharton Business School. When doing so, David discovered a few things:…
As I learn ... 